All posts by Katerina Gasset

Las Vegas Short Sale Agent- Yoggi Kaplan

Las Vegas Short Sale Agent- Yoggi Kaplan.

We met Yoggi Kaplan in Las Vegas at the WinDS REO Conference. She has about 50 short sale listings and she negotiates the short sales by herself.

Ms Kaplan speaks fluent Korean and works with a lot of Korean homeowners who are in need of doing a Las Vegas short sale.

I was very impressed with her tenacity and the smart skill set and negotiating skills she brings to the table to advocate for her sellers.

Call me at 561-753-0135 if you need to speak to an experienced Las Vegas short sale agent.

Mortgage Defaulters Get More Access To Loans

Homeowners who have defaulted on their mortgage loans are getting loans again. The chief economist of the American Bankers Association says that banks are extending credit to those with serious blemishes on their credit. They are saying that borrowers who are current and pay all of their bills on time, their car payments on time and any other loans on time but that have defaulted on their mortgages are some of the “most attractive” candidates for the new loans.

From February 2009 to about August 2011 over 64,000 people who defaulted on their mortgages received consumer loans. This is according to TransUnion. Most of these consumers got credit cards but a lot of them got car loans. In fact, about 40% of the defaulted homeowners were given car loans, personal loans and line of credits.

The lenders believe that those who have defaulted on their mortgages and yet are current on their other obligations are a good credit risk because the housing bust put these borrowers into a situation they did not want to be in but were forced into by the market. The lenders take in many factors when deciding to give a loan so each situation is different.

But past homeowners seeking to get credit need to understand that they will be charged with higher rates and that getting credit is not always a good thing. It can become another trap. The average credit card interest rate is about 15% but for those who have defaulted on their mortgages the interest rate they are paying is 20% to 25% ! Wow, now that is high interest. Takes me back to the early 80’s! Getting a car loan if you have excellent credit can be as low as 4% but if you have a mortgage default that same car loan to you is going to be as high as 19%! Maybe consumers in that position should save their money and buy a car with cash.

Don’t wait until it is too late to call your Florida Short Sale agents-Nestor and Katerina Gasset at 561-753-0135. Authors of Short Sales Success. 
When it comes time to list your home as a short sale- don’t take our word for it, listen and read what our Florida Short sale sellers say about our services.
Don’t let time slip away. Take action today. Call your Wellington Short Sale Agents– Nestor Gasset and Katerina Gasset at 561-753-0135 to find out about your foreclosure options.
IMPORTANT DISCLOSURE:
*Seek competent legal counsel and tax advice for any real estate transaction. International Properties and Investments , Inc. is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit.*

Wellington FL Short Sale Agents | Experience Counts When the Stakes are This High

In any competition, the difference between a clear victory and everything else depends on not just a good performance, but the very best performance. When the stakes are as high the price and financial liability involved in your home, you need an experienced team that can outperform all the competition and manage tough resistance that comes from every corner from banks to lenders to buyers. In a short sale, everyone is looking to an objective, but not necessarily the one that benefits you best. We are here to make the winning difference for you.

In the 1960s, there was a familiar name in Football, the Green Bay Packers. They were legend, not so much because of star players or quarterbacks, but because of fresh, aggressive and dedicated leadership. Vince Lombardi conducted grueling training camps and demanded absolute dedication and effort from his players. The team was respected and renowned everywhere because everywhere the coach went, victory and success followed.

Similarly, experience, dedication and absolute dedication in short sales is what makes us the only Wellington FL choice for your short sale. If you want a crack team that has won time and again, we’re here to get to the finish line for you first! We know the lenders and the market like no one else.

When you’re ready to evaluate a short sale in Florida, give us a call. We’re ready to make sure you end up on the winning side.

Wellington Short Sale Agents Share How To NOT Lose Your Home to Foreclosure

Forewarning, this is a true story. It illustrates why you should not list your Wellington short sale with agents who are NOT experienced in closing short sales and much less, don’t even know what a short sale is all about.

Wellington Short Sale Agent FL

We got a call from a distraught seller who lives in another state and owns an investment property that he needs to short sale here in Florida.

Here’s the story of the listing agent (not a professional Wellington Short Sale Agent) The agent who listed the property knows that the property has a tenant in it and that tenant needs 24 hours notice for showings. This agent knew this information prior to signing the listing agreement. This agent refuses to set up the showings for the owner because the agent says that is just too many phone calls to make. So the owner sets up the showings with the tenant.

My first question here is why don’t you have a showing desk to set up the showings, a virtual assistant or a receptionist to make these calls for the showings if this is too much work for this agent?

Next, the agent is NOT doing the short sale, this agent only listed the property and does not know anything about short sales nor did this agent do any preparatory work with the seller in getting him on the same page for doing a short sale. This agent did not interview the seller. This is beyond sad.

Instead this agent has some SHORT SALE company doing the short sale. But this short sale company is NOT a FLORIDA short sale company. This short sale company has only spoken to this seller once. The seller is in lis pendens. The short sale company told the seller that his lender canceled the foreclosure because he is doing a short sale! What a load of crap!

We are going to post on what attorneys say about agents who take short sale listings and know nothing about short sales next week.

So here is a seller who is in foreclosure and this short sale company nor the agent ever advised him to go seek the advice of a foreclosure defense attorney to defend him in this foreclosure suit. OH MY! MY BLOOD IS BOILING!!!!

So the agent puts this property that is in foreclosure temporarily off the market because this agent does not want to deal with the tenant and refuses to cancel the listing yet is not doing fulfilling the agents part in this entire fiasco. Does this agent not know that time is of the essence here????

Next, we checked out this SHORT SALE Company! They are not listed as a corporation in Florida. They do not have a business license here. And to top it all off-

Florida law says that you can NOT handle short sales in Florida unless you are a licensed real estate agent, a licensed loan originator or an attorney!!!! So this SHORT SALE company is illegally handling this seller’s short sale who did not know any of this.

So we have an agent who does not have a clue nor does this agent even seem to care that this man is going to lose his home to a foreclosure and a short sale company who is illegally handling or should I say NOT handling his short sale and giving him incorrect information about his foreclosure status.

How do they sleep at night?????????????

Takeaway: Use a fully qualified Wellington short sale agent when engaging in a Wellington short sale for your home. agents who are NOT experienced in closing short sales and much less, don’t even know what a short sale is all about.

Title Insurer Liquidation Bill Passes In Florida

Title Insurer Liquidation Bill HB 1007 passed the Florida Senate joined with the Florida House Of Representatives jointly. It was unanimous.

This bill contains operating rules that were recommended by the Florida BAR , the FLTA and the RPPTL.
 
Miami- based National Title Insurance company was placed in state receivership when they financially crashed during the housing bust. The company’s reserves are running out. The current state law would require that once the money is all gone out of reserves to pay outstanding claims and admin costs that they would have to terminate their title insurance policies leaving policy holders with no title insurance.
 
This bill that just passed, HB 1007- changes this law. This new law states that all of the title insurance policies from National Title will stay in effect forever. But you can not create such protection when there is no money to cover the claims and costs to administer the claims. We don’t have state income tax so there is no till to get into other than documentary stamp taxes on deeds.
So the new law requires an assessment of each title insurer on a market share basis to cover the cost. The assessments aer limted. In any one year it is 3% and 10% over 5 years. These assessments will be carried out through adding it to HUD 1 Settlement statements on new policies moving forward. They are going to be a separate government assessment and NOT added into line 1101 on the HUD.
 
This assessment is to be collected by each closing agent and sent to the title underwriter within 60 days after closing. 
We don’t know what the final amount is exactly going to be on the HUD1 Settlement statement but we will let you know as soon as we know.
 
Title companies are not to start collecting this fee until they are told by the state what that fee is going to be. 
The bill is now on the Governor’s desk for his signature.
When it comes time to list your home as a short sale- don’t take our word for it, listen and read what our Wellington Short sale sellers say about our services.
Don’t let time slip away. Take action today. Call your Wellington Short Sale Agents– Nestor Gasset and Katerina Gasset at 561-753-0135 to find out about your foreclosure options. 
IMPORTANT DISCLOSURE:
*Seek competent legal counsel and tax advice for any real estate transaction. International Properties and Investments , Inc. is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit.*

International Properties and Investments LLC Services

International Properties and Investments LLC is a full service Real Estate Brokerage in Florida. We are licensed to sell real estate in the state of Florida and refer buyers and sellers in other locations around the country to agents within our network. Nestor Gasset is the owner/broker of the company and Katerina Gasset is part owner and a Realtor®.


We service Wellington Florida, Port St Lucie, Hollywood Florida, Miami Beach, Miami and South Beach in Miami. We also service all of Palm Beach County for short sales, REOs, luxury properties, estates and ranches. We service all of South Florida from Vero Beach on down to the Florida Keys. ‘

Our agents are experienced. We have top Internet placement for search terms that buyers and sellers use to find and locate an agent they wish to work with.

You get a full service team with all team members responsible for a certain part of your buying and selling process. We have a receptionist, a listing manager, a mailing room person, a closing coordinator, buyer’s agents and a full time marketing department.

Nestor and Katerina Gasset are the authors of ‘Short Sales Success- Raising The Bar on The Success Rate in Closing Short Sales.

 

Las Vegas Short Sale Agents

We are looking for a Las Vegas Short Sale Real Estate Agent who knows how to close short sales and does the negotiating with the lenders in behalf of their sellers.


We are starting to get calls from homeowners who live or have a home in Las Vegas Nevada that they need to sell and most likely are going to be short sales.

If you are a Las Vegas Short Sale Agent and have a proven track record that you know how to close the short sales at a very high percentage and that you have testimonials to show for your closings from sellers who are thankful- please contact us so we can interview you to see if you are a good fit for our Wellington Short Sale to Las Vegas Short Sale referrals.

Call Nestor and Katerina Gasset at 561-753-0135.

 

Wellington Short Sale Agents | Success in FL Distressed Properties

In Wellington, Florida, short sales comprise just over 19% of the real estate market for Wellington listings. Time and again, we have successfully closed short sales throughout the state of Florida. As short sale agents, we service all of South Palm Beach County, Wellington, FL homes for sale, West Palm Beach FL real estate, Royal Palm Beach and all surrounding areas. Whether you are in a distressed property in Ft. Lauderdale, Miami Beach, Downtown West Palm Beach or anywhere in south Florida real estate markets, we can help.

If you’re thinking about a short sale and wonder if a short sale is right for you, why not start out by getting in touch with the agents with the best, long standing track record as Wellington Short Sale Agents and Florida short sales?

Nestor Gasset and Katerina Gasset, top performing Wellington short sale agents, are always ready to help you in your short sale decision and if a short sale is right for you, you can be sure that they are intimately familiar with what it takes to succeed in negotiating this challenging process to a successful conclusion by orchestrating and negotiating with potential buyers, lenders and banks to everyone’s best outcome.

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